The Indian economy will sustain a growth differential over the rest of the world due to several fundamental factors, including a demographic dividend, an increase in capital availability as the economy becomes more formalized and digital financial inclusion occurs, a financialization of savings as retail participation in capital markets increases, and a stable banking system. The Indian government is well on the way to achieving full Capital Account Convertibility as well as much greater globalization of the financial sector, which will open up a huge market for global financial services, especially foreign exchange and bonds in major currencies. As a result of these developments, banks will need more skilled employees to meet the exploding demand of financial markets professionals.

Moreover, in view of growing competition from Private and Foreign Bank who have marketing / sales teams and relationship managers at all major centers trained in Financial Market products, the business share of banks not having trained staff at B category branches to explain or sell these products will lose out on this business which is and going to be a major source of other income for Banks.