Introduction

Learn how financial crimes occur in international trade and how to detect, prevent, and report them.

This course provides a practical understanding of Trade-Based Money Laundering (TBML) and Anti-Money Laundering (AML) practices in trade finance. It focuses on real-world techniques used in cross-border transactions and how banks, regulators, and professionals identify suspicious activities.

Designed for trade finance professionals and compliance officers, this course combines theory with case studies to build strong risk detection skills.

• What is Trade-Based Money Laundering (TBML)
• Common TBML techniques (invoice manipulation, over/under invoicing)
• Role of shell companies and hawala channels
• AML compliance in trade finance
• Red flags in import and export transactions
• Regulatory frameworks and global guidelines
• Case study-based analysis of financial crimes

• Practical, case study-based learning
• Focus on real trade finance scenarios
• Covers both TBML and broader financial crimes
• Designed for banking and compliance professionals
• Industry-relevant risk detection techniques

• Trade finance professionals
• AML & compliance officers
• Bankers handling international trade
• Law enforcement professionals
• Legal and risk advisory professionals
• Students entering finance and compliance roles

• Identify and prevent TBML risks
• Strengthen AML compliance knowledge
• Understand real financial crime techniques
• Improve career opportunities in banking and compliance
• Gain practical insights through case studies

• Access to SIFL Learning Platform
• Study material (soft copy + audio)
• Recorded explanations
• Case study analysis
• Mock assessments
• Final test
• Certification upon completion

Course Modules

Introduction to TBML & Financial Crimes

Definition and scope of TBML

Link between trade finance and financial crime

Global impact of TBML

TBML Techniques & Mechanisms

Over and under invoicing

Multiple invoicing

False description of goods

Trade diversion

High-Risk Channels in TBML

Shell and front companies

Hawala networks

Use of cryptocurrencies

NGOs and informal channels

Sector-Specific Risks

Diamond trade risks

Gold trade vulnerabilities

E-commerce and services misuse

TBML in Import & Export Transactions

Risk indicators in imports

Risk indicators in exports

Trade transaction monitoring

AML Compliance & Regulations

AML framework in trade finance

Reporting suspicious transactions

Role of financial institutions

Global guidelines and compliance standards

Case Studies & Practical Analysis

Real-world TBML cases

Detection techniques

Lessons learned